XLV Residence By Select Group Payment plan

Plan Structure: 20/80 Historical Launch Terms (Resale/Transfer Basis Currently Applicable)

XLV Residence is a completed villa, so the original 20/80 developer payment structure has been superseded by standard resale/transfer terms. Buyers today typically settle the transaction in full at title transfer, either through cash or mortgage financing, subject to bank valuation given the asset's scale.

• 20% initial deposit historically required at reservation under the original developer plan

• 80% balance due on completion, now effectively payable at title transfer since the villa is delivered

• Bank mortgage financing available through major UAE banks, typically up to 50-60% loan-to-value for non-resident and high-value villa purchases, subject to bank policy

• 4% Dubai Land Department (DLD) transfer fee applies on the transaction value

• Freehold ownership available to UAE and foreign nationals in Emirates Hills

• No annual property tax in Dubai; only the one-time DLD transfer fee and applicable registration charges apply

• Purchase value comfortably qualifies the buyer for the UAE's 10-year Golden Visa residency programme