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Payment Plan Type: Milestone-Based Construction Linked Plans Across Phases. Only 10% secures your villa in one of Dubai's most validated and actively traded ultra-luxury villa communities.
Palmiera 1: 85/15 Plan, 10% Booking, 75% During Construction, 15% at December 2027 Handover
Palmiera 3: 80/20 Plan, 10% Booking, 70% During Construction, 20% at Q4 2027 Handover
Palmiera Collective: 80/20 Plan, 10% Booking, 70% During Construction, 20% at February 2029 Handover
Palmiera 1 and Palmiera 3 handovers in late 2027 require immediate mortgage pre-approval initiation
Palmiera Collective February 2029 gives buyers the longest construction payment runway
Emaar milestone payments aligned to verified construction progress checkpoints
UAE Residents: Up to 80% LTV mortgage available at handover
Non-Residents: Up to 50% LTV mortgage available at handover
UAE banks offer off-plan mortgage pre-approval up to 24 months before handover
AED 2M Plus qualifies for UAE 10-Year Golden Visa for buyer and immediate family
Government Fee: 4% DLD (Dubai Land Department) fee applicable on purchase price
Ownership Type: Freehold, 100% foreign ownership permitted
No income tax, no capital gains tax and no property tax in UAE