Binghatti Ruby Payment plan

Plan Structure: 70/30 Construction-Linked Plan

Binghatti Ruby follows a standard 70/30 payment structure, with 70% of the purchase price paid across booking and the construction period, and the remaining 30% due on handover. An alternative structure of 20% down payment plus 8 instalments is also cited by some resale agents, so buyers should confirm the exact schedule with the developer at the time of reservation.

• 20% - Down payment on booking

• 50% - During construction, in staged instalments tied to construction milestones

• 30% - On handover, expected Q1 2026

• Mortgage financing is available on the post-handover balance through UAE banks offering up to 50-75% LTV depending on buyer residency status

• Golden Visa eligibility applies to qualifying purchases of AED 2 million and above

• Dubai Land Department (DLD) transfer fee is 4% of the purchase price, payable at title transfer

• Dubai is a tax-free jurisdiction for individual property investors, with no annual property tax and freehold ownership for international buyers