Passo by Beyond Payment plan

Plan Structure: 60/40 with Semi-Annual Construction Instalments

Payment Plan Type: 60/40 Construction Linked Plan. Semi-annual 5% instalments across 4 years keep cash flow smooth with only 40% due at Q3 2029 handover.

• On Booking: 10% down payment

• After 1 Month: 10%

• During Construction: 40% in 5% instalments every 6 months (2025 to 2029)

• On Handover: 40% at Q3 2029

• No large lump-sum interim payments during construction period

• 5% every 6 months is among the most manageable instalment cadences in Dubai luxury real estate

• UAE Residents: Up to 80% LTV mortgage available

• Non-Residents: Up to 50% LTV mortgage available

• UAE banks offer off-plan mortgage pre-approval up to 24 months before handover

• Beyond by Omniyat's delivery track record supports smoother mortgage approvals from UAE banks

• Government Fee: 4% DLD (Dubai Land Department) fee applicable on purchase price

• Golden Visa: All units above AED 2M qualify for the UAE 10-Year Golden Visa

• Ownership Type: Freehold, 100% foreign ownership permitted

• No income tax, no capital gains tax and no property tax in UAE