BNW La Perla Payment plan

Plan Structure: 50/50 with 9 Staged Instalments

Payment Plan Type: 50/50 Construction Linked Plan

La Perla offers one of the most investor-friendly payment structures available on Al Marjan Island. With only 10% required on booking, buyers can secure a unit in this ultra-boutique community of 57 residences with minimal upfront capital. The remaining 40% during construction is spread across 8 equal instalments of 5% each, timed to construction milestones, making cash flow highly manageable throughout the build period. The final 50% is due only at handover in Q4 2027, giving buyers over two years to arrange mortgage financing or accumulate savings before the balloon payment falls due.

• On Booking: 10% down payment

• Instalment 1: 5% at Construction Stage 2

• Instalment 2: 5% at Construction Stage 3

• Instalment 3: 5% at Construction Stage 4

• Instalment 4: 5% at Construction Stage 5

• Instalment 5: 5% at Construction Stage 6

• Instalment 6: 5% at Construction Stage 7

• Instalment 7: 5% at Construction Stage 8

• Instalment 8: 5% at Construction Stage 9

• On Handover: 50% due at handover Q4 2027

For buyers planning to mortgage the handover balance, UAE banks offer off-plan pre-approval up to 24 months in advance. UAE residents can access up to 80% loan-to-value, while non-residents typically qualify for 50% LTV. Given that all La Perla units are priced above AED 2M, every buyer qualifies for the UAE 10-Year Golden Visa, securing long-term residency for themselves and immediate family members.

• Government Fee: 4% DLD (Dubai Land Department) fee applicable on purchase price

• Cash Buyer Discount: Available on request, confirm with BNW sales team

• Golden Visa: All units qualify for the UAE 10-Year Golden Visa

• Ownership Type: Freehold, 100% foreign ownership permitted

• No mortgage required during construction, the staged instalment plan replaces it