BNW Aqua Maya Payment plan

Plan Structure: 50/50 with Quarterly Construction Instalments

Payment Plan Type: 50/50 Construction Linked Plan

Aqua Maya offers a straightforward and investor-friendly 50/50 payment structure that keeps upfront capital low while securing a unit in one of Al Marjan Island's most distinctive boutique developments. With only 10% required on booking, buyers lock in their unit with minimal initial outlay. The 40% construction phase is paid in equal quarterly instalments of 5% over 20 months, aligning payments to construction milestones and making cash flow predictable and manageable throughout the build period. The final 50% is due only at handover in Q4 2027, giving buyers over two years to arrange mortgage financing, accumulate savings, or plan asset-backed financing using the property's built-up value during construction.

• On Booking: 10% down payment

• Instalment 1: 5% at Quarter 1 of Construction

• Instalment 2: 5% at Quarter 2 of Construction

• Instalment 3: 5% at Quarter 3 of Construction

• Instalment 4: 5% at Quarter 4 of Construction

• Instalment 5: 5% at Quarter 5 of Construction

• Instalment 6: 5% at Quarter 6 of Construction

• Instalment 7: 5% at Quarter 7 of Construction

• Instalment 8: 5% at Quarter 8 of Construction

• On Handover: 50% due at Q4 2027

UAE banks offer mortgage pre-approval for off-plan properties up to 24 months in advance. UAE residents can access up to 80% loan-to-value, while non-residents typically qualify for 50% LTV. Units above AED 2M qualify for the UAE 10-Year Golden Visa for buyer and immediate family. The interest-free nature of the instalment plan means no financing cost during construction.

• Government Fee: 4% DLD (Dubai Land Department) fee applicable on purchase price

• Golden Visa: All units above AED 2M qualify for the UAE 10-Year Golden Visa

• Ownership Type: Freehold, 100% foreign ownership permitted

• Interest-Free: No financing charges during the construction instalment period

• No income tax, no capital gains tax and no property tax in UAE